Necessity of Having Health Insurance for Individuals in Texas

Health insurance is not very cheap, which can be a good cause to make you tempted to go without having insurance coverage, especially as you rarely visit a doctor. With the increasing monthly family expenses, you may be wondering why you should go for a health insurance plan. However, in order to guide you on the right track, here we focus on five good reasons why having health insurance for an individual in Texas ( ) is vital for you.

Medical Emergencies Can Make You Bankrupted

Mind well that medical emergencies have become highly expensive in the US. Unfortunately, if you don’t have health insurance for an individual in Texas coverage, and come across a sudden accident that needs a major surgical session, it can be a major cause of your bankruptcy, in no time. Similarly, if you become a victim of a critical illness like cancer, renal failure or a severe cardiac problem that requires you to have medical treatment continually, you will come across the same scenario, which can be easily avoided by having medical insurance.

Get Advantage of Early Medical Intervention

If you don’t have health insurance, you may stay away from getting treated for minor medical issues which can suddenly escalate as a major problem. Outfitted with health insurance for an individual in Texas, you don’t need to worry about this. Even if you avoid going for preventive medical care and develop a severe medical condition, there is insurance to take care of the issue and you get early medical intervention.

Reconstructive Surgery Is Often Paid For

No health insurance coverage includes cosmetic procedures or entertains you for having a tummy tuck, facelift, or nose job. Nevertheless, if your body or beauty has been affected due to an injury, underlying medical condition or genetic issue, your physical improvement cost will be reimbursed by your health insurance company. For instance, most health insurance companies these days cover breast reconstruction followed by a mastectomy. For younger dependents under 18, many insurance groups take care of various surgical expenses for correction of their physical condition that affects appearance. The coverage may include medical expenses against dental issues, speech therapy, or nutrition services as recommended by board-certified physicians. Similarly, this may apply to any adult man or woman who faces an accident that affects their look.

Transplant Costs Are Largely Covered

If you don’t have any idea about the cost of organ transplantation like kidney, liver, or heart, just consider the average bill in 2011 for kidney transplantation was $263,000 while for a liver, heart, and intestine it was $577,000, $998,000, and $ 1.2 million respectively. Thereby, you can easily imagine how intensifying it would be, in case someone of your family loved requires organ transplantation. Thankfully, all crucial health conditions are covered by health insurance for individuals in Texas ( ).

Health Insurance Now Helps You Quit Smoking

In the fast-changing world, health insurance companies and employers are found more proactive about your wellbeing. Since 2011, in health insurance benefits covered by the federal government have included 100% coverage for employees who like to quit smoking. Slowly the private insurance companies have started including the advantage of it to help you stop smoking.

Comments for this post were locked by the author